Estimate Your Repayments
Adjust the price, deposit, term and rate to see your estimated weekly and monthly repayments. When you're ready, submit a pre-approval enquiry and our finance team will secure competitive rates from our lender network.
Repayment Calculator
Indicative rate only. Your actual rate depends on your credit profile and lender assessment.
Finance Pre-Approval
Based on your estimate above? Submit your details for a fast, no-obligation pre-approval from our lender network.
Why Finance Through Melbourne Automobiles?
Fast Pre-Approval
Conditional approval within 24–48 hours. Know your budget before you commit to a car.
Complied = Financeable
Every vehicle we sell carries a RAV plate and roadworthy — exactly what lenders need to approve.
Competitive Rates
We work with lenders who understand JDM imports, so you get competitive rates — not import penalties.
Finance FAQ
Can I finance a Japanese import?
Yes. A properly complied JDM import carries a Used Import Plate (RAV plate) and roadworthy certificate — the same documentation a lender needs for any used car loan. Because we are a licensed dealer (LMCT 11761), every vehicle comes with a proper sale contract and compliance docs.
What interest rate will I get?
Rates vary based on your credit profile, the vehicle age, and the loan term. Our lender network offers competitive rates — typically 6–11% p.a. for secured car loans. Submit a pre-approval enquiry and we'll match you with the best available rate.
Can I get a balloon payment?
Yes. A balloon (residual) payment reduces your regular repayments by deferring a lump sum to the end of the loan. We can structure finance with a balloon to suit your cash flow — just mention it in your enquiry.
Do you take trade-ins?
Yes. We accept trade-ins and can settle any existing finance on your current vehicle. The trade-in value can be used as part or all of your deposit.